"Casey is the go-to guy when it comes to ANY insurance need. He really knows his stuff when it comes to retirement planning as well. If you have an insurance or retirement planning question, call him. I'm sure he will be glad to help."
Todryk
John TodrykMenasha, WI

ABOUT

McHugh Family Insurance is a locally-owned business dedicated to providing a wide variety of insurance coverage options for our neighbors in Appleton, WI and surrounding areas.

Our goal is to create a long-term partnership with every client we represent by providing competitive pricing and the best quality protection tailored to their specific needs.

We measure success by our clients continuing to choose McHugh Family Insurance for their insurance coverage, while referring us to their friends and family because they are confident that we will exceed their expectations of competitive prices, exceptional service and industry expertise.

With over fifteen years of experience in the insurance industry and a wonderful staff, your complete insurance protection is our number one concern.

McHugh Family Insurance offers auto insurance, motorcycle insurance, health insurance, homeowners insurance, life insurance, business insurance and more at competitive rates from some of the best and most respected insurance providers in the nation.

Feel free to contact us at (920) 364-9400 for a no-cost, no-pressure insurance coverage review and consultation.

We look forward to working with you!

"Casey is one of the best. He is always there to help and answer questions, even when they are sporadic and sometimes repetitive, like the questions I am usually prone to asking. Casey cares about his clients, and that's what makes him the best at what he does. I recommend McHugh Family Insurance to anyone who is looking for great coverage, and an honest and caring insurance rep."
LaFranka
Kevin LaFrankaAppleton, WI

Insurance Coverage Options

Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:

Property coverage pays for damage to, or theft of, your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Source: Insurance Information Institute

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Homeowners Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This even includes damage caused by household pets.

Damage caused by most disasters is covered, but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.

Source: Insurance Information Institute

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Health Insurance

Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick. Just like car insurance or homeowners insurance, you choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay a portion of your covered medical costs. Payments by your health insurance are typically based on discounts they negotiate with doctors and hospitals.

Each plan is different, but you can usually find a plan to cover preventive care, like doctor visits and screenings, as well as hospital visits, ER trips, and even prescription drugs. Some plans cover vision and dental, but you may need to purchase these plans separately.

Source: Independence Blue Cross

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Life Insurance

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations:

Replace income for dependents
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government, or employer-sponsored benefits, of your surviving spouse or domestic partner will be reduced after your death.

Pay final expenses
Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.

Create an inheritance for your heirs
Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.

Pay federal “death” taxes and state “death” taxes
Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance. Changes in the federal “death” tax rules lessen the impact of this tax on some people, but some states are offsetting those federal decreases with increases in their state-level “death” taxes.

Make significant charitable contributions
By making a charity one of the beneficiaries of your life insurance, you can make a much larger contribution than if you donated a cash equivalent of your policy’s premiums.

Create a source of savings
Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the owner’s request. Since most people make paying their life insurance policy premiums a high priority, buying a cash-value type policy can create a kind of “forced” savings plan. Furthermore, the interest credited is tax deferred (and tax exempt if the money is paid as a death claim).

Source: Insurance Information Institute

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Business Insurance

Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law; however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.

Your state government determines insurance requirements for businesses. Most states require businesses with employees to pay for workers’ compensation insurance, unemployment insurance, and state disability insurance. Your state may require insurance of specific business activities. For example, if you own a car or truck and use it for business purposes, you may be required to purchase commercial auto insurance. Finally, your financial lender or investors may require you to maintain life, business interruption, fire, flood or other types of insurance to protect their investments.

Source: U.S. Small Business Administration

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"Casey is always looking for the best deals! I think McHugh Family Insurance is great!"
Vande Kolk
Ryan Vande KolkAppleton, WI
Your Auto. Your Home. Your Health. Your Life. Your Family.
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CONTACT

Address

1400 North Rankin Street, Appleton, WI 54911

Phone

(920) 364-9400

Office Hours

Monday | 9:00 AM – 5:00 PM
Tuesday | 9:00 AM – 5:00 PM
Wednesday | 9:00 AM – 5:00 PM
Thursday | 9:00 AM – 5:00 PM
Friday | 9:00 AM – 5:00 PM
*or by appointment

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